ArthBit Fee Calculator
ArthBit charges 0.1% to 0.5% per trade (as reported by users), but fees aren't transparent. This calculator estimates costs based on the article's findings.
Estimated Monthly Fees
If you're in India and thinking about getting into crypto without jumping through hoops, ArthBit might have caught your eye. It promises quick buys, UPI payments, and a ₹100 minimum investment-perfect if you're new or short on cash. But is it just another flashy app, or does it actually deliver? Let’s cut through the noise.
What Is ArthBit, Really?
ArthBit is a centralized crypto exchange founded in January 2021 and based in Delhi. It’s not a global giant like Binance or Coinbase. Instead, it’s built for one thing: making crypto easy for Indian users. That means everything is in INR, payments work through UPI and NEFT, and the app is designed for mobile-first users-most of whom don’t use desktops.
The platform supports 43+ cryptocurrencies, including Bitcoin, Ethereum, Solana, Dogecoin, and even its own token, ARTH. You can buy, sell, trade, or set up a SIP (Systematic Investment Plan) to invest small amounts regularly. No need to wait for market dips-just pick your coin and hit buy.
How Easy Is It to Get Started?
Signing up takes under five minutes. Visit the website or download the app (available on both iOS and Android), enter your email, set a password, and verify your inbox. That’s it. No phone number required at first. But here’s the catch: to actually trade or withdraw, you’ll need to complete KYC. ArthBit handles this automatically-upload your ID, take a selfie, and wait. It’s fast, but it’s mandatory.
The minimum deposit? Just ₹100. That’s lower than most Indian exchanges. You can buy fractions of Bitcoin with that. If you’re testing the waters, this is one of the few places where you won’t feel pressured to invest thousands upfront.
Payment Methods: Made for India
This is where ArthBit shines. It doesn’t just accept crypto deposits-it lets you buy crypto directly with Indian rupees using:
- UPI (Google Pay, PhonePe, Paytm)
- IMPS and NEFT/RTGS bank transfers
- Debit and credit cards
- Mobile wallets
No wire transfers, no foreign currency, no waiting days for funds to clear. If you’ve ever used UPI to pay for groceries, you already know how to use ArthBit. Instant buys mean you don’t miss price swings. That’s huge in crypto, where a 5% move can happen in minutes.
Trading Experience and Fees
The interface is clean, simple, and focused. No confusing charts for beginners, no advanced order types overwhelming you. You get a big green “Buy” button and a big red “Sell” button. The price feed updates live, and you can see real-time values for BTC at around ₹10.8 million and ETH at ₹399,000 (as of late 2025). But here’s something odd: the prices on ArthBit sometimes conflict with other exchanges. One page shows BTC at ₹1,05,94,953, another at ₹1,08,58,506. That kind of inconsistency raises eyebrows.
Fees? ArthBit doesn’t publish a clear fee schedule. Most Indian exchanges charge 0.1% to 0.5% per trade. If you’re trading small amounts often, even 0.3% adds up. Without transparency, you’re guessing. And in crypto, guessing costs money.
Security: What’s Behind the Claims?
ArthBit says it uses “best-in-industry blockchain-based solutions” and has automatic KYC/AML checks. That’s good-India requires it. But beyond that, there’s silence. No mention of cold storage percentages. No third-party audit reports. No insurance details. They claim to work with “top risk management and asset insurance providers,” but name none. That’s not reassuring. If you’re storing more than a few thousand rupees, you want to know where your coins are kept and who backs them up.
Also, ArthBit is listed as an “Untracked Listing” on CoinMarketCap. That means its trading volume isn’t verified. It could be low. Or it could be inflated. Either way, it’s not independently confirmed. That’s a red flag for serious traders.
Mobile App and User Experience
The Android and iOS apps are well-designed. The layout is intuitive. You can view your portfolio, check price trends, and execute trades without tapping more than twice. The app even supports Hindi, which helps non-English speakers. But performance? Users report occasional delays during high-volume periods. Not surprising-small exchanges often struggle with traffic spikes. Still, if you’re trading on the go, you need speed. ArthBit doesn’t guarantee it.
Who Is ArthBit For?
ArthBit isn’t for advanced traders. You won’t find margin trading, futures, or API access here. It’s not for people who want to HODL Bitcoin for a decade and check prices once a month. It’s for:
- New investors in India who want to start with ₹100
- People who use UPI daily and want crypto to work the same way
- Those who prefer simplicity over complexity
- Users who want to set up a monthly SIP in Bitcoin or Ethereum
If you’re looking for low fees, deep liquidity, or global trading pairs, look elsewhere. But if you want to buy crypto like you buy a movie ticket-quick, easy, with your phone-ArthBit fits.
What’s Missing?
Here’s what ArthBit doesn’t do well-or at all:
- No educational resources (no tutorials, no glossary, no market insights)
- No customer support via live chat or phone (only email)
- No withdrawal limits published
- No proof of reserves
- No integration with DeFi or staking rewards
It’s a buy-and-sell platform, nothing more. If you want to earn interest on your crypto or use it in other blockchain apps, you’ll need another service.
The Verdict: Worth It?
ArthBit isn’t perfect. But it doesn’t need to be. For Indian beginners, it’s one of the few exchanges that makes crypto feel approachable. The UPI integration, low entry point, and mobile app make it a solid starting point.
But here’s the truth: if you’re putting in more than ₹50,000, you should move to a more transparent, audited exchange. ArthBit’s lack of public security details and untracked status mean you’re trusting them without proof.
Use ArthBit to learn. Use it to buy your first Bitcoin. But don’t store your life savings there. Treat it like a gateway-not a home.
Is ArthBit safe to use in India?
ArthBit follows Indian KYC/AML rules, so it’s legally compliant. But safety goes beyond legality. The exchange doesn’t publish audit reports, insurance details, or proof of reserves. It’s safe enough for small, beginner trades, but not for large holdings. Treat it like a mobile wallet, not a bank.
Can I withdraw INR from ArthBit?
Yes. You can withdraw Indian rupees back to your bank account using UPI, NEFT, or IMPS. Withdrawals are processed within 24 hours, though timing depends on bank processing. There’s no mention of withdrawal fees, but most Indian exchanges charge ₹10-₹20 per transfer. Check your account dashboard before initiating.
Does ArthBit support altcoins like Solana and Dogecoin?
Yes. ArthBit supports over 40 cryptocurrencies, including Solana (SOL), Dogecoin (DOGE), Cardano (ADA), Polygon (MATIC), Ripple (XRP), and even meme coins like VIRTUAL and VRA. You can trade them all against INR, which makes it easy to buy without converting to USDT first.
Why is ArthBit not listed on CoinMarketCap as tracked?
CoinMarketCap only tracks exchanges that meet strict volume and transparency standards. ArthBit’s trading volume isn’t independently verified, so it’s labeled “Untracked.” This doesn’t mean it’s fake-it just means its data isn’t confirmed. Many smaller Indian exchanges are in the same category. It’s a sign the platform is still growing, not that it’s a scam.
Can I use ArthBit without a bank account?
No. To deposit INR, you need access to UPI, IMPS, NEFT, or a debit/credit card-all of which require a bank account. You can’t buy crypto on ArthBit with cash or prepaid cards. If you don’t have a bank account, you’ll need to use a different platform or get one first.
Is there a referral program on ArthBit?
Yes. ArthBit offers a referral program where you earn rewards when friends sign up and trade. The exact bonus structure isn’t public, but users report receiving small crypto amounts (like ₹50-₹200 in BTC or USDT) for successful referrals. Check the app’s “Referrals” section for current terms.
If you’re just starting out in crypto and live in India, ArthBit gives you a real shot at dipping your toes in without risk or complexity. But don’t stop there. Once you’re comfortable, move part of your portfolio to a more established exchange. ArthBit is a great first step-but not the last one.
